Maintenance & Insurance

We can’t let our guard down!!- read this …………..

A stark reminder of one of the cold hard facts behind why we need to keep adequate records on maintenance we do to our machines.

Just this month, a company down in Munster had a failure on one of their machines. They found it necessary to claim from their insurance company.  Wasn’t massive money involved – around the €30k mark – still significant though!!

Fact: Insurance company refused to pay out, citing the Law!!

The Law ( Chapter 2, Section 31 of SI 229 of 2007, Safety, Health and Wefare at Work, General Application Regulations) states:

” throughout its working life equipment is kept, by means of adequate maintenance, at a level such that it complies with the provisions of this chapter” and

” a maintenance log for any machine is kept up to date”

We all know that every aspect of every cost is being scrutinised. Is this the insurance companies “get tough” policy and how they are trying to keep their costs down? They are obviously scrutinising every claim much, much more.

Repeat: They refused to pay out, citing inadequate maintenance records.

Message is pretty clear isn’t it?  We should be keeping and using these records for analysis so that we can improve our maintenance.

If nothing else, we need these records for another critical reason too – keeping our Insurance valid!!